- What does an estate agent do?
Their role:
The estate agent is required to market and sell homes, and if you are looking to buy, they will be responsible for showing you round the properties that they believe suits your criteria. They should be able to inform you of any details about a property that you consider making an offer on, such as how much ground rent is payable and what the service charges are, if any.
Do not be fooled: buying a property is expensive, irrespective of the property price. A mortgage is not the only expense that you will encounter.
Before you can claim ownership of your home there are additional one-off charges and fees that you will need to pay. When you deduce your budget, ensure you have enough money saved to pay them.
If you require a mortgage to purchase a new home, your lender will require a valuation of the property to ensure they are comfortable to lend against it. You may decide to have a more in-depth survey of the property before committing to purchase it for your own peace of mind.
The length of time it will take for you to secure a mortgage depends on numerous factors:
In this guide, we aim to guide you through the types of insurance needed to provide adequate cover for your home, possessions and family. The information included is a general overview of the types of insurance. For more detailed information and quotes, please get in touch.
Speak to us today for jargon-free mortgage advice
We are an mortgage advisor based in Southport and covering Merseyside and Lancashire. We work with clients across the region, including Liverpool, Manchester, Bolton, Preston, Wigan and St Helens, and sometimes further afield depending on the project.
Call Us: 01704 539492
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.