Clear and confident mortgage advice tailored to you
Helping first-time buyers secure a dream home.
Smart mortgage solutions for moving house.
Hassle-free remortgage advice for the best deal.
Help to navigate the Buy To Let market.

Great Mortgage Deals Based on Individual Circumstances

Mortgage Advisor

We are a personable mortgage brokerage specialising in many areas of the mortgage market from our base in Southport.

Guides

A Simple and Clear Mortgage Process

With strong Lancashire links we are mortgage brokers that understand the local market and help clients secure a great deal

Services

Work out your Repayments

Use our mortgage calculator to help understand your monthly repayments based on the amount you would like to borrow and the interest rates.

Calculator

Complete Mortgage Services and Solutions

First-time buyer morgages

First-time Buyer Mortgages 

We have guided a great many first-time buyers through the mortgage application process, helping them source the most competitive mortgage deals.

Advice For First Time Buyers
Buying a Home

Buying a Home

Understanding borrowing capacity based on your financial circumstances is essential when moving home. We’ll guide you through the process.

Advice For Buying a Home
Remortgage

Remortgaging Your Home

There are many reasons home-owners may choose to remortgage, especially to secure a better mortgage deal or to raise capital. We offer clear, sensible advice.

Remortgage Advice
Buy to Let

Buy-to-Let Mortgages

Take away the stress by speaking to an expert about the essentials you need to consider when seeking a mortgage for a buy-to-let property.

Buy-to-Let Mortgage Advice

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.

Mortgage Calculator

Understanding your monthly financial commitment is a hugely important part of the mortgage application process. Use our mortgage repayment calculator to work out what your monthly repayments are likely to be based on the amount of money you will need to borrow, the interest rate and the term of the mortgage.

Please Note: How much you can borrow will depend on income, expenditure, credit status and the level of deposit. To understand how much you will be able to borrow please visit the mortgage calculator page

 
 
Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

Why Customers Choose Our Mortgage Solutions

We were looking to remortgage and consolidate some debts. We were not happy with the options offered to us by our current lender and were unsure where to go next. James took all the stress and worry away right from the start. He was reassuring, knowledgeable and most of all very positive he could help us.
Mrs Kennedy
St Helens
James arranged a mortgage that was competitive from a high street lender and he gave us excellent advice. he totally understood our needs and he knew which lenders would be best for us.
Mrs Caldwell
Liverpool
We were rejected for a re-mortgage by two local banks, despite having plenty of equity and an excellent credit rating. I decided to look on-line to try and find some help- I had never heard of James before, but after reading his reviews, decided to e-mail him. James offered an excellent service from the outset and made the process stress free!
Mr Naylor, Formby
Merseyside

News

Tuesday, September 27, 2022
Tuesday 27th September, 2022 In the last few months it has been increasingly noticeable the impact in rising household costs and increases to interest rates made by the Bank Of England. Consumers are all feeling the pinch. A number of our clients have factored in some of these when applying for their next mortgage to keep their monthly mortgage payments to a manageable amount whilst the future costs are still somewhat unknown especially around Energy prices. The article attached could be useful to read as this highlights some key dates that will affect many households in the UK. → BBC News Article - What will happen to energy bills and mortgages? Upcoming dates to be aware of.

Speak to us today for jargon-free mortgage advice

We are an mortgage advisor based in Southport and covering Merseyside and Lancashire. We work with clients across the region, including Liverpool, Manchester, Bolton, Preston, Wigan and St Helens, and sometimes further afield depending on the project.

Call Us: 01704 539492

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.