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hello@jbfs.co.uk

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01704 539492

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18 Rutland Rd, Southport PR8 6PB
01704 539492    CONTACT AN ADVISOR
Expert Mortgage Advice
for Remortgaging your Home

Get Started Remortgaging Your Home

What is a Remortgage?

A borrower takes out a new mortgage on a property they already own. Remortgaging is a good way to find lower interest rates and better terms by switching to a new lender, or by moving to a different deal with your existing lender.

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When to Remortgage?

We would recommend that a borrower begins to look at a remortgage 3-months or so before their existing deal is due to end. As a mortgage application can take several weeks, the gathering of information can take time as can the legal paperwork. This timescale ensures a new deal is in place in readiness for the current one ending, making the process seamless.

Help to Remortgage

Understanding Remortgage Costs

Any costs associated with a remortgage will be made clear at the outset, usually in the form of a mortgage quotation/illustration. It is also worth considering the arrangement fees, deed fees and early repayment charges on remortgages.

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How a Mortgage Broker Can Help

Getting Started

The benefits of using a mortgage broker include saving you time and money, offering access to a wider range of mortgages, expert financial advice, administration of the application paperwork and liaison with lenders.

Benefits of Remortgaging

The ability to borrow at a lower interest rate can save you money and reduce your monthly outgoings.

Finding the Best Remortgage Deal

Take the hassle away from the process by working with an expert who understands your requirements and can source the best mortgage deal available to you.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.

Remortgaging at the Right Time

We aim to find our clients the best remortgage deals based on a number of factors.  This will include credit history, income and expenditure and the value of your home versus the loan amount outstanding.  The purpose can be for home improvements for example. The rates that apply will be down to individual circumstances but we aim to achieve the best rates we can for our clients.  For those that have previously experienced bad credit, there may still be options but it's likely the rates charged will be higher.  Based on a full understanding of circumstances, we help our clients plan how and when is the optimal time to apply for that next mortgage. 

Mortgage Calculator

Understanding your monthly financial commitment is a hugely important part of the mortgage application process. Use our mortgage repayment calculator to work out what your monthly repayments are likely to be based on the amount of money you will need to borrow, the interest rate and the term of the mortgage.

Please Note: How much you can borrow will depend on income, expenditure, credit status and the level of deposit. To understand how much you will be able to borrow please visit the mortgage calculator page

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Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

We're Here To Help

We’ve compiled a free guide that covers the key considerations and options for remortgaging a home. For more help, please get in touch with an advisor.
Remortgage Guide Speak To An Advisor

Speak to us today for jargon-free mortgage advice

We are an mortgage advisor based in Southport and covering Merseyside and Lancashire. We work with clients across the region, including Liverpool, Manchester, Bolton, Preston, Wigan and St Helens, and sometimes further afield depending on the project.

Call Us: 01704 539492

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.