All homes that are on sale or for rent must have an Energy Performance Certificate (EPC) showing how energy efficient the property is.
Buying a property is an expensive exercise no matter how much your home is.
All mortgages work in the same simple way. You borrow money to purchase a property over a set number of years and pay interest on what you owe.
If you plan to move home and have a mortgage on your existing property, you may be unsure whether you can take your current mortgage with you.
Obtaining a mortgage in principle should provide you with a good indication of how much you might be able to borrow before you submit a full mortgage application or make an offer on a new property.
All mortgage lenders will request income verification when applying for a mortgage. The amount of documentation required can vary depending on lender.
Speak to us today for jargon-free mortgage advice
We are an mortgage advisor based in Southport and covering Merseyside and Lancashire. We work with clients across the region, including Liverpool, Manchester, Bolton, Preston, Wigan and St Helens, and sometimes further afield depending on the project.
Call Us: 01704 539492
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
JB Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 531615.